Trek Credit Card

Ride Now. Pay Later.

Walk In. Ride Out. With the Trek Credit Card, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new Trek bike, cycling apparel, and cycling equipment today! We offer 6 and 12 month deferred-interest* special financing plans, allowing you to walk in and ride out.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us to apply. Please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new Trek Credit Card.

Deferred interest financing for bikes

Your Financing Options

  • 6 month deferred interest with $250 min purchase
  • 12 month deferred interest with $499 min purchase
  • 24, 36, 48, and 60 month 9.99% APR with $499 min purchase

To qualify, purchase must include a bicycle.

bike financing

Your Financing Benefits

  • Low minimum monthly payments*
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Ready to Roll?

*At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.